“Pro Tips for retaining your California Homeowners and Auto Insurance policy during these crazy times in 2024”.

California’s insurance landscape is dynamic and ever-evolving, presenting both opportunities and challenges for policyholders. In the face of shifting market trends and regulatory updates, retaining California insurance policies becomes a crucial aspect of financial planning and risk management. As the fifth-largest economy globally, California’s diverse industries and unique geographical features make insurance coverage a vital shield against unforeseen events.

At BMP Insurance in Culver city we explore the importance of retaining insurance policies in California, emphasizing the need for individuals and businesses to stay informed, adapt to changes, and proactively manage their insurance portfolios. Whether navigating the complexities of auto, home, or business insurance, understanding the evolving nature of the California insurance market is key to ensuring comprehensive coverage and financial security.

Below are some pro tips from BMP Insurance as your agent we are here to help and answer questions.

a. “At BMP Insurance, we recommend setting up automatic payments: Schedule automatic home and auto insurance premium payments to ensure you never miss a payment and your home and auto insurance policies don’t go into cancellation status. If your home or auto insurance policy cancels for “non-payment” then you could see your home and auto insurance premiums skyrocket. Our team at BMP Insurance can help make sure you’re set up for success and your home and auto insurance policy premiums are set up on automatic payments and you may even receive a discount. 

b. Regularly review your coverage: Assess your insurance needs periodically and adjust your coverage accordingly to reflect any changes in your life circumstances.

c. Communicate with us at BMP Insurance : Stay in touch with your insurance agency and notify us of any changes, such as address updates or life events, to keep your policy information current.

d. Bundle your policies: Consider bundling multiple insurance policies with the same provider, as this can often result in discounts and added conveniences.


Retaining your California insurance policy is more than just a routine financial task – it’s a commitment to safeguarding your future. The benefits of continuous coverage, financial protection, and compliance with legal requirements make it imperative to prioritize the retention of your insurance policies. By following the tips provided, you can ensure that you not only retain your policy but also enjoy the peace of mind that comes with being well-protected in the face of life’s uncertainties.

Please call us at (310) 425 8000 and speak to our team at BMP Insurance to go over your policy today and save money!

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